The better way
to buy real estate for investors
Investor Cash Flow Loans are strictly based on the Property's Cash Flow
The better way
to buy real estate
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Debt Service Coverage Ratio = No Income Documentation Needed
Property Management
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Multiple Loan Possibilities
Imagine having the ability to buy more than one property at a time and needing no income verification to do it!
We offer fast closings with minimal conditions, so the process is relatively hassle-free.
Choose The Best Type Of Services
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Exterior Design
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Outsite Decoration
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Commercial Design
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Choose The Best Type Of Loan for You
Are you trying to buy a single family or a duplex maybe a 5-8 Unit building?
Single Family up to 4 Unit
Up to 80% LTV
Finance up to 10 Properties
Interest Only Payments Available
5-8 Unit Properties
Up to 70% LTV
Finance up to 10 Properties
Interest Only Payment Available
Non-Warrantable Condo Allowed
We Are best and most trusted real estat agent
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We Help People And
Homes Find Each Other
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Novus Home Mortgage
Novus Home Mortgage is proud to be a division of Ixonia Bank, a locally owned institution that has been a cornerstone of the community since 1918. Our association with Ixonia Bank provides the stability and trust that come with a long-standing, reputable financial institution.
This stable bank ownership means you can count on us for reliable and consistent service, supported by over a century of banking experience. With local ownership, we are deeply invested in the communities we serve, ensuring that our commitment to your financial well-being is rooted in a legacy of trust and excellence.
At Novus, our mission is to prioritize your homeownership journey. We understand the challenges and complexities of securing a mortgage, which is why we focus on transparency and clear communication.
Our team provides personalized guidance, ensuring you feel informed and supported every step of the way.
Member FDIC. Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065
We Help Investors Find The Right Loans
Making sure our investors maximize their profits for sustained success and wealth with their real estate portfolios.
Why Choose Us?
Search Property
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Professional Agents
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Buy Awsome Property
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Explore The Cities
What client say about us
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Darcel Ballentine
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been he industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Darcel Ballentine
Frequently Asked Question
What is an Investor Cash Flow Loan?
It is a loan giving by a lending institution based on the cash flow the subject property is generating.
How long does it take to close my loan?
In most cases under 30 days some commercials loans can close in less than 10 days.
What is the limit to how many properties I can finance?
In most cases up to 10 but in certain circumstance and with different investors the number can vary.
What does the term DSCR mean?
DSCR stands for Debt Service Coverage Ratio.
Any questions ? Reach us
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Let Us Show You How We Can Grow Your Money
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Contact Us
David Elkins
(910) 539-2101
NMLS: 450162
845 Church Street North Suite # 310
Concord, NC 28025
Loan approval and terms are dependent upon borrower’s credit, documented ability to repay, acceptability of collateral property, and underwriting criteria. Novus Home Mortgage,
a division of Ixonia Bank. NMLS ID#423065. NMLS Consumer Access.
20225 Water Tower Blvd. Suite # 400 Brookfield, WI 53045.
Equal Housing Lender. Member FDIC.
